All calculators
💵 Paycheck & Salary
Free US paycheck calculator for 2026. Estimate take-home pay after federal tax, Social Security, Medicare, and state income tax in any of the 50 states.
Free Alaska paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and Alaska state tax with current-year rates.
Free Florida paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and Florida state tax with current-year rates.
Free Nevada paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and Nevada state tax with current-year rates.
Free New Hampshire paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and New Hampshire state tax with current-year rates.
Free South Dakota paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and South Dakota state tax with current-year rates.
Free Tennessee paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and Tennessee state tax with current-year rates.
Free Texas paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and Texas state tax with current-year rates.
Free Washington paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and Washington state tax with current-year rates.
Free Wyoming paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and Wyoming state tax with current-year rates.
Free Arizona paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and Arizona state tax with current-year rates.
Free Colorado paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and Colorado state tax with current-year rates.
Free Georgia paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and Georgia state tax with current-year rates.
Free Idaho paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and Idaho state tax with current-year rates.
Free Illinois paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and Illinois state tax with current-year rates.
Free Indiana paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and Indiana state tax with current-year rates.
Free Iowa paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and Iowa state tax with current-year rates.
Free Kentucky paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and Kentucky state tax with current-year rates.
Free Louisiana paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and Louisiana state tax with current-year rates.
Free Michigan paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and Michigan state tax with current-year rates.
Free Mississippi paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and Mississippi state tax with current-year rates.
Free North Carolina paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and North Carolina state tax with current-year rates.
Free Pennsylvania paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and Pennsylvania state tax with current-year rates.
Free Utah paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and Utah state tax with current-year rates.
Free Alabama paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and Alabama state tax with current-year rates.
Free Arkansas paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and Arkansas state tax with current-year rates.
Free California paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and California state tax with current-year rates.
Free Connecticut paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and Connecticut state tax with current-year rates.
Free Delaware paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and Delaware state tax with current-year rates.
Free District of Columbia paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and District of Columbia state tax with current-year rates.
Free Hawaii paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and Hawaii state tax with current-year rates.
Free Kansas paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and Kansas state tax with current-year rates.
Free Maryland paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and Maryland state tax with current-year rates.
Free Maine paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and Maine state tax with current-year rates.
Free Massachusetts paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and Massachusetts state tax with current-year rates.
Free Minnesota paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and Minnesota state tax with current-year rates.
Free Missouri paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and Missouri state tax with current-year rates.
Free Montana paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and Montana state tax with current-year rates.
Free Nebraska paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and Nebraska state tax with current-year rates.
Free New Jersey paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and New Jersey state tax with current-year rates.
Free New Mexico paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and New Mexico state tax with current-year rates.
Free New York paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and New York state tax with current-year rates.
Free North Dakota paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and North Dakota state tax with current-year rates.
Free Ohio paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and Ohio state tax with current-year rates.
Free Oklahoma paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and Oklahoma state tax with current-year rates.
Free Oregon paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and Oregon state tax with current-year rates.
Free Rhode Island paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and Rhode Island state tax with current-year rates.
Free South Carolina paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and South Carolina state tax with current-year rates.
Free Virginia paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and Virginia state tax with current-year rates.
Free Vermont paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and Vermont state tax with current-year rates.
Free West Virginia paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and West Virginia state tax with current-year rates.
Free Wisconsin paycheck calculator for 2026. Estimate your take-home pay after federal tax, FICA, and Wisconsin state tax with current-year rates.
🧾 Taxes
Calculate your 2026 federal income tax with current IRS brackets, standard deduction, marginal and effective rates. Free and instant.
Find your 2026 federal tax bracket and see how much of your income falls into each IRS bracket. Understand marginal vs effective rates.
Estimate your 2026 IRS tax refund or balance due. Compare taxes withheld on your W-2 against your actual federal tax liability.
Calculate 2026 self-employment tax on 1099 and freelance income: 15.3% Social Security + Medicare, the 92.35% adjustment, and your deduction.
Calculate 2026 quarterly estimated tax payments for freelance and 1099 income, combining income tax and self-employment tax.
Calculate 2026 federal capital gains tax on stocks, crypto, or property. Long-term 0/15/20% brackets vs short-term ordinary rates.
Calculate taxes withheld from your bonus in 2026: the 22% federal supplemental rate plus Social Security and Medicare — see your real take-home bonus.
Convert your hourly wage to annual, monthly, and weekly salary. See what $15, $20, or $30 an hour makes per year full-time.
Convert annual salary to an hourly wage based on your actual hours. Find out what your $60,000 or $75,000 salary pays per hour.
Calculate weekly pay with overtime at time-and-a-half or double time. See how overtime hours boost your gross paycheck.
Calculate sales tax and the final price of a purchase for any US state or local rate. Also works backward from a total to the pre-tax price.
Estimate annual and monthly property tax from your home's value and local effective rate. Understand how property taxes affect your mortgage payment.
🏠 Mortgage & Loans
Free mortgage calculator: estimate your monthly payment with principal, interest, property taxes, and home insurance (PITI), plus total interest over the loan.
Generate a full amortization schedule for any loan: yearly principal vs interest breakdown and remaining balance until payoff.
See how extra monthly payments shorten your mortgage and how much interest you save. Calculate your early payoff date.
Should you refinance? Compare your current mortgage to a new rate, see monthly savings, and find your break-even point on closing costs.
Calculate how much house you can afford using the 28/36 rule, your income, debts, down payment, and today's mortgage rates.
Calculate your monthly car payment with price, down payment, trade-in, rate, and term. See total interest and the true cost of the loan.
Calculate monthly payments and total interest on a personal loan for debt consolidation, home projects, or emergencies.
Calculate student loan payments on the standard 10-year plan, and see how extra payments accelerate your payoff and cut interest.
Calculate your debt-to-income ratio the way mortgage lenders do — front-end and back-end DTI — and see where you stand for approval.
Calculate your down payment amount, loan size, and loan-to-value ratio at 3%, 5%, 10%, or 20% down — and when PMI applies.
📈 Savings & Retirement
Calculate compound interest growth with monthly contributions. See year-by-year balances and how much comes from interest vs deposits.
Find out how long it takes to reach a savings goal with monthly deposits and interest — for a house, car, wedding, or emergency fund.
Calculate how much a certificate of deposit earns at maturity for any APY and term, with monthly compounding.
See how much interest a high-yield savings account earns monthly and yearly, and compare it against a traditional big-bank account.
Project your 401(k) balance at retirement with contributions, employer match, and growth — using the 2026 $24,500 contribution limit.
Project tax-free Roth IRA growth to retirement with the 2026 $7,500 contribution limit. See contributions vs earnings.
Project your total retirement savings from your current age to retirement and check it against the 4% rule income it could support.
Calculate your emergency fund target from monthly expenses, see the gap from your current savings, and how long it takes to fill it.
See what your money will be worth in the future at any inflation rate — and how much income you'll need to match today's lifestyle.
Convert APR to APY for any compounding frequency and see the effective annual yield your money actually earns.
Calculate total return and compound annual growth rate (CAGR) from any starting and ending investment value.
Find out when your savings and investments will cross $1 million based on your current balance, monthly investing, and returns.
Calculate simple interest on a principal over time — the formula behind many short-term loans, bonds, and legal interest calculations.
💳 Credit & Debt
See how long it takes to pay off your credit card at your APR, how much interest you'll pay, and how a bigger payment shortens the road.
Calculate what your credit card balance costs in interest per day, per month, and per year at your APR.
Compare keeping your balance at your current APR vs transferring to a 0% intro card with a 3–5% fee. See the real savings.
Calculate your credit utilization ratio across cards and see exactly how much to pay down to get under 30% or 10%.
Compare paying your credit card debt as-is vs consolidating into a fixed-rate personal loan. See interest saved and time cut.
See how long minimum payments really take to clear a credit card — often decades — and what they cost in total interest.
🛡️ Insurance
Calculate how much life insurance you need with the DIME method: debts, income replacement, mortgage, and education costs.
Calculate how much long-term disability coverage you need to protect your paycheck, accounting for employer benefits and expenses.
Estimate how much dwelling coverage you need based on rebuild cost per square foot — not market value — plus contents and liability.
Estimate your personal property value room by room and find the right renters insurance coverage amount for about $15–25/month.
Should you raise your car insurance deductible? Compare premium savings against added risk and find your break-even claim frequency.
Calculate whether you need umbrella liability insurance based on your assets and future income — and how much coverage makes sense.