📈 Savings & Retirement Calculators

Calculate compound interest growth with monthly contributions. See year-by-year balances and how much comes from interest vs deposits.

Find out how long it takes to reach a savings goal with monthly deposits and interest — for a house, car, wedding, or emergency fund.

Calculate how much a certificate of deposit earns at maturity for any APY and term, with monthly compounding.

See how much interest a high-yield savings account earns monthly and yearly, and compare it against a traditional big-bank account.

Project your 401(k) balance at retirement with contributions, employer match, and growth — using the 2026 $24,500 contribution limit.

Project tax-free Roth IRA growth to retirement with the 2026 $7,500 contribution limit. See contributions vs earnings.

Project your total retirement savings from your current age to retirement and check it against the 4% rule income it could support.

Calculate your emergency fund target from monthly expenses, see the gap from your current savings, and how long it takes to fill it.

See what your money will be worth in the future at any inflation rate — and how much income you'll need to match today's lifestyle.

Convert APR to APY for any compounding frequency and see the effective annual yield your money actually earns.

Calculate total return and compound annual growth rate (CAGR) from any starting and ending investment value.

Find out when your savings and investments will cross $1 million based on your current balance, monthly investing, and returns.

Calculate simple interest on a principal over time — the formula behind many short-term loans, bonds, and legal interest calculations.