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California vs Texas: Take-Home Pay Compared (2026)

Paycheck · Updated

The California-to-Texas move is America's most famous tax migration, and the paycheck math explains why. Texas taxes no wage income; California's progressive rates reach 9.3% before $100k of taxable income. Here is the same single filer's 2026 take-home pay in both states:

Gross salaryTexas netCalifornia netTexas advantage
$60,000.00$50,390.00$48,544.84$1,845.16/yr
$100,000.00$79,180.00$73,852.86$5,327.14/yr
$150,000.00$113,791.00$103,813.86$9,977.14/yr
$250,000.00$183,182.00$163,904.86$19,277.14/yr

What the table doesn't show

  • Texas property taxes (~1.6% effective) are roughly double California's Prop-13-limited rates — homeowners give some of the gap back.
  • California's SDI payroll tax (1.2%, uncapped) isn't modeled above and widens the gap further for high earners.
  • Housing costs, not taxes, remain the biggest cost-of-living difference.

Run your own numbers: Texas paycheck calculator · California paycheck calculator

Disclaimer: Figures are estimates based on published 2026 rates and simplified rules, provided for educational purposes only — not tax or financial advice.